Small Business Loans For Women | LendEDU
Graziadio research results state that women find it more difficult to receive funding for small business ventures than men
Jeff Gitlen covers funding obsacles for female entrepreneurs in LendEDU, citing Pepperdine Graziadio research in his article. The survey conducted by the Pepperdine Graziadio Business School with Dun & Bradstreet Corp. shows women find it more difficult to access funding for their ventures and are less likely to seek out small business loans. Should women make less than their male counterparts, as separate data has indicated, the income criteria could further affect the ability to borrow, Gitlen reports.
Gitlen covers the basics of business financing and credit scores. He offers pros and cons of business loans from banks vs. credit unions, online small business loans, lines of credit, and invoice factoring. Gitlen's article includes grants specifically set up for women, such as the InnovateHer program, sponsored by the Small Business Administration, and the Amber Grant, launched by WomensNet.net back in 1998. Investment funds established exclusively for women are also covered, which include Golden Seeds, Belle Capital, and the Female Founders Fund.