Ask the Experts: More Credit-Improvement Tips | WalletHub

Pepperdine Graziadio Associate Professor of Finance, Maretno Agus "Augus" Harjoto, PhD, is part of WalletHub's "Ask the Experts" series. In this commentary, Dr. Harjoto offers "8 Easy Ways to Improve Your Credit Score" as follows:

1) Check Your Credit Report for Errors

2) Keep Open Accounts in Good Standing

3) Get a Secured Credit Card (requiring a refundable security deposit)

4) Don't Apply for Credit Too Often

5) Keep Your Credit Utilization Low (ideally below 30% on each card)

6) Don’t Close Unused Accounts

7) Build a Long Credit History

8) Automate Your Payments